Question 1

What is Repairly Finance?

Accepted Answer

Repairly Finance is a technology platform that covers up to 80% of your auto repair costs through a monthly membership, provides AI-powered vehicle diagnosis, connects you with certified mechanics for competing quotes, and offers used car deals with a 5% discount through Repairly Gold.

Question 2

How does Repairly auto repair financing work?

Accepted Answer

Join a Repairly membership plan (Basic at $79.99/mo, Standard at $99.99/mo, or Premium at $129.99/mo). When you need a repair, Repairly covers 50%–80% of the bill depending on your tier, and you can finance the rest through our flexible payment options.

Question 3

Can I finance my car repair without a membership?

Accepted Answer

Yes. Repairly Finance offers standalone Repair Financing (RNPL) for non-members. Choose a 3-month plan at 9.25% or a 6-month plan at 18.5%, with a flat $150 processing fee. No membership required.

Question 4

Is there a no credit check option for auto repair financing?

Accepted Answer

Repairly Finance does not require a hard credit pull to get your membership price. Membership starts at $79.99/month and covers 50% of repair costs immediately upon enrollment.

Question 5

What is Repairly Gold Car Deals?

Accepted Answer

Repairly Gold Car Deals gives you an instant 5% discount on any used car purchased through a Repairly partner dealer, plus free Repairly Gold repair coverage. On a $20,000 car that is $1,000 in guaranteed day-one savings.

Question 6

Does Repairly work with my mechanic?

Accepted Answer

Repairly Finance connects you with a network of certified independent mechanics. You can request quotes from multiple mechanics and choose the one that fits your budget and location.

Question 7

What does Repairly AI car diagnosis do?

Accepted Answer

Our free AI Car Diagnosis tool lets you describe your car problem or upload photos and receive an instant AI-powered diagnosis with likely causes, estimated repair costs, and recommended next steps — no signup required.

Question 8

How much does Repairly Finance membership cost?

Accepted Answer

Repairly offers three membership tiers: Basic at $79.99/month (covers 50% of repairs), Standard at $99.99/month (covers 65%), and Premium at $129.99/month (covers 80%). All plans include AI diagnosis, mechanic access, and repair financing.

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